I’m due for my 2008 Roth IRA contribution, but have been diverting my savings to the wedding fund. I know I have until April 2009 to do the 2008 contribution, but that’s D-day (or D-month, I suppose) and we’ll be pretty tapped out by then.
The question I’m asking myself is this: Should I still do the $4,000 contribution (even if it’s not until early next year) or just do $1K or $2K for the time being, since I can’t go over $4,000? Or skip it entirely?
I know skipping it all together leads me to miss out on interest accrual, but I’ve got bigger fish to fry in the next seven months or so…