Dow under 4,000?

That’s one of the scary predictions made by one of eight stock market experts on

I was reading through these today, and apparently the one good thing mentioned by FDIC Chairman(woman?) Sheila Bair is that if you invest in well-researched stocks using a “buy and hold” method, the returns are likely to be greater than they would if you bought and sold more often.

I’m hoping this theory can be applied to my 401(k). It’s taking all I have not to change my future contributions and skew them toward creating a more conservative portfolio. I’m hoping by keeping my investments on an aggresive path, I can realize greater returns in a few years than I would if I sunk more money into bonds.

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