Posted by Nicole on January 31, 2009 at 10:32 pm After my BFF and I traipsed around half of North Jersey today (okay, just up to Parsippany and Willowbrook Mall in Wayne), all it took was a last-minute stop at Payless Shoe Source to find my wedding shoes. I liked one pair at New York City Shoes in Parsippany, but I couldn’t justify spending $75 for [...] Posted by Nicole on January 31, 2009 at 3:55 am I absolutely agree with continuing to invest in a 401(k) during hard economic times, even as we’re finding ourselves in a recession. While I don’t have personal past experience, I believe in the idea of buying while stocks are low. Historically, over time returns are better than socking away cash in “safe” investments [...] Posted by Nicole on January 30, 2009 at 3:06 am … click click click click click click click click click click click click click click click click click click click click click click click click click click click click click click click click … That’s the constant blinker noise my car has been making for a week now, almost nonstop. And with a 30-45 minute commute, [...] Posted by Nicole on January 29, 2009 at 4:19 am The $819 billion (yikes, BILLION) stimulus bill has passed the House of Representatives 244 to 188, without one Republican voting in favor of it, and with 11 Democrats voting against it. Personally, I’m concerned about any stimulus plan that doesn’t even *hint* at having bipartisan support. Are they going to better monitor how the funds are [...] Posted by Nicole on January 26, 2009 at 6:22 pm Along with my usual Tuesday errands, I have to go “save” my money over at Citibank. I opened a CD with them a few years ago with an interest rate of 5.5%. That rate has dropped precipitously since then (even taking into consideration today’s economic climate) and was down to 1.24%. Shit, our wedding savings [...] Posted by Nicole on January 26, 2009 at 4:17 am Like PJ over at Broke in the Suburb, I did my coupon clipping today. My routine on Sundays is to cut out all of the coupons for stuff I buy on a regular basis, and also the things I don’t need to buy so often. Then I separate them into two piles: food and non-food [...] Posted by Nicole on January 24, 2009 at 10:33 pm Apparently, I jumped the gun a bit on the $119 gas/electric bill. I had called the automated number after the meter reading because I was *that* curious about what this month’s bill would be. Got the paper bill today. While it was actually $119, there was a reason why. Our gas useage had been estimated last [...] Posted by Nicole on January 23, 2009 at 3:33 am I’m not sure if I feel badly for a company that sells purses that cost $300 or more. Coach reported a decline of 14% for last quarter, and now says it may actually have to lower prices of some handbags into the $200-$300 range. I still won’t buy one. In fact, I’d probably yell at anyone [...] Posted by Nicole on January 22, 2009 at 4:37 am These days, I’ve been spending far too much time checking out houses online and crunching numbers. I know we can get a decent mortgage, but I’d rather figure out what we can comfortably aford. While a total fixer-upper isn’t something we’d want, it doesn’t need to be perfect, either. I found a tool at Wachovia.com [...] Posted by Nicole on January 22, 2009 at 1:26 am This news is definitely worthy of the three exclamation points in the title. Our gas & electric bill last month: $302 The bill this month: $119 !!! Apparently, my gamble with the second oil-filled electric heater paid off. The $119 represents having the two heaters on from 5 p.m. to midnight, then running the one until I get up around 8 [...] | | Contact RDS!Got something to say? Want to advertise? E-mail Nicole at rainydaysaver [at] gmail .com! SponsorsThe bettertrades chart makes it easier to look at how a stock has moved over a period of time. Learn the meaning of the word technicals here. 
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