Stuck in a rut

I’m having one of those days where I just want to move forward on money-related issues, but I can’t. There’s nothing I hate more than being stuck; I really like to get things done immediately and move on, but that’s not happening right now.. In the next month or two, we need to:

1. Open a joint checking account and move over our direct deposits. I’m hoping we can do this in the next week or two.

2. Pay off wedding vendors. Pretty self-explanatory.

3. Turn in fiance’s leased vehicle and finance a new car. We have to look at our options and get something done as soon as we return from Aruba, since the lease will be up 3 weeks after that.

4. Put fiance on my car insurance policy and cancel his. Two of us together and married will cost a lot less than having separate policies. But I also have to wait until we get back to do so. It probably makes the most sense to wait until we get the new car to kill two birds with one stone.

5. Eliminate remaining debt. In my previous post I mentioned that I put half of our honeymoon on my low-interest credit card. Fiance also has a credit card that we want to wipe the slate on, too, but once again (stop me if you’ve heard this one before), it has to wait until after the wedding and honeymoon so we can see where we stand.

And even after we address these things, we’ll want to re-evaluate our savings and see whether we’ll want to dive into home ownership. But it’s probably best to keep on saving and have that cushion for now — just in case.

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