The war in my head

Besides my brain being crammed with wedding-related stuff, I’ve been having a little war with myself on a daily basis about whether it’s the right time for us to buy a house. Well, not immediately, of course, we have the actual nuptials to get through first.

I know I’ve written about this before, but this is a different angle lately. Yes, the mortgage rates and home prices continue to drop, but wouldn’t it be better to sit on our funds for a while instead of wiping most of our bank accounts out for a down payment? The more we save, the better shape we’d be in once we buy a house, but by then, will the prices and interest rates start moving upward again?

With the economy in the state it’s in, I feel like this little house would be the only thing I’d feel comfortable with us having a mortgage on, haha.

I feel like buying a house is just as much a gamble as the stock market is right now.

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