, take two

I had another bunch of books that I read once and no longer wanted, so I ran the ISBN numbers through the website. While the first go-round in March netted me a cool 31 bucks, this time was only a paltry $6.68. But that’s found money, so I’m not going to complain!

How do people part with all that moolah?

As I commented on 444Express’s blog, I wonder how first-time homebuyers stomach the necessity of putting most or all of their hard-earned money toward a down payment.

Although in the end we didn’t get the house we first put an offer on, we were pretty scared out of our gourds about emptying out our savings […]

Close, but no cigar

That pretty much sums up our house-bidding experience this week.

Tune in next week for… nothing. I’ve decided not to post anything about our future experiences unless we actually walk away with a home.

We came THISCLOSE to getting this house. Long story short, it was between us and another offer, but that […]


We checked out a bunch of houses this weekend with our real estate agent. While I don’t expect any house to be perfect, these were some odd offerings. One had a small galley kitchen with a washer and dryer, and a full bath right behind the dining room — no bedrooms at all on the […]

20.99% or 1.99% interest? A no-brainer

Now that we’re man and wife, I’ve finally decided to take a closer look at Mr. Saver’s two major credit card accounts.

Apparently, I should have looked sooner.

One is at 16.74% with a balance we can quickly pay off, and the other at 20.99% and a larger balance. This second card has been […]

Knowing what you want in a home

FB at Fabulously Broke asked me if we had a list of what we wanted in a home. Sure, we have our ideas of what we’d like and prefer, but we also know that we’re going to have to compromise on some things.

What I’d like is fairly simple:— A two-story home (no ranch-style houses, […]

Step one …

No, the next line is not “We can have lots of fun”…

We’ve been preapproved for a mortgage loan, yay! Apparently that’s the number one thing to have when you start shopping around for a house, because that little piece of paper shows sellers that you’re serious when you bid, and that you can indeed […]

Oh, boy!

We might actually go look at a house or two this week. Scary. A lot of the homes in town are short sales, so that’s good and bad. There’s one we really like (from the MLS listing), but it doesn’t seem to be a short sale and the price is too good to be true. […]

Checking account: open

We finally got around to opening that joint checking account (we already have joint savings). I dragged Mr. Saver to the bank on Saturday morning, much to his lazy-weekend chagrin. I’m still in the process of changing my name, so we only got our six starter checks, but that’s plenty since I pay nost of […]

Baby steps

It took a while, but we finally talked to a real estate agent. Well, technically, we went to an open house across the street from my in-laws’ home and talked to the Realtor there. It was the first time I’ve actually articulated what we want in a home — silly, but saying it out loud […]