What would you do if you won the lottery?

Sadly, this is something I’ve been fantasizing about far too often. But a girl can dream, right?

I know what I would do. After putting a major portion of it in relatively safe investments like money markets and bonds — sure, I’ll put some in stocks, hey, I’m young — I’d put aside a nice chunk […]

Cleaning the kitchen floor

I discovered my newest house project today on a whim. While I’ve used a sponge mop to clean the kitchen floor, I noticed that the linoleum has some fairly deep textured crevices.

So what did I do? Got down on my hands and knees with a scrub brush and some bleach and tested out my […]

Can you work too much?

Money — the root of all evil? Many people say it doesn’t bring happiness, but in the long run, it’s better to have some put aside for a rainy day, at least.

So when it comes to working, how much time do you want to spend in the office or freelancing? Sure, there are plenty of […]

Our first repair

Thank goodness we didn’t have to go into the emergency fund!

The lever on one of the toilets broke — well, Mr. Saver broke it, then let me think *I* broke it afterward. Such a gentleman and a joker.

The old one was plastic, which probably led to its early demise, so we went to Home Depot […]

Too early to think about your 2010 taxes? Nah.

Some lovely tax breaks have been put into effect for 2009 that you can claim as deductions or credits on next year’s taxes. We’re especially psyched about it because of the sales tax deduction new vehicles (check) and the first-time homebuyer credit (check).

Liz Pulliam Weston over at MSN Money outlines 12 of these tax […]

Stock market continues to rally

And that makes me happy. The Dow jumped over 9,000, and I’m happy to see my 401(k) has gone from anemic to recovering. Will the market sustain the rally? That remains to be seen.

Dow hits 2009 high

Loves it.

Bad Nicole, bad.

Bless me father, for I have sinned. I went to the mall today.

While at my first stop, Macy’s, I used a gift card for some handtowels, my second stop at JCPenney’s was not as fortuitous.

I was bad. I used the credit card.

But I came away with some beautiful draperies for the dining room that I […]

Spending a lot at the grocery store

I broke my number-one shopping rule today — don’t go to the grocery store when you’re hungry.

$127 later, and only $19.82 saved off the order. Blech.

The good news is that I bought so much, I won’t have to go next week. So in the long run, I’m saving $25! I usually spend around $75 […]

End of an era

I just closed my very first bank account *sob*

I opened that sucker back in 1992 as a student savings account at First Fidelity. Back then, the minimum balance was $5. Then the bank was taken over by First Union, then Wachovia, and is now going to be Wells Fargo once they finish rebranding.

Because Mr. Saver […]

Short-term financial goals

It’s been about a month since we closed on the house and poured our hard-earned savings into a down payment for it. So in the next month or two, I’d like to get our emergency fund in shape while paying down credit card debt.

I’m pretty P.O.’ed that we’re carrying credit card balances to begin with. […]

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