It’s growing!

No, not my hair — the grass seed I planted on the front lawn! Well, on half of the front lawn, the sloping section to the right, to be exact.

I didn’t take a “before” picture, but this section of the property was a crazy, weedy mess. There were so many different kinds of plants […]

Paying yourself first

The concept of paying yourself first has never been more important to me than it is now. Buying a house put a drain on our savings, to put it mildly. Since I’m handling the finances, I know what our cash outlays are, and besides our regular monthly bills (mortgage, car payment/insurance, utilities), I decide how […]

LOL for the day; weekend plans

I don’t have any plans for this weekend that include any projects around the house, unless I find some time to get the glue off the walls in the kitchen. I’m trying to pick out a new countertop and backplash, which has provided to be more difficult that I could have imagined. Too many choices! […]

Getting off-topic with posts

I realize fewer of my posts have been PF-related, not that I was truly in the habit of offering information or advice — usually it was just a comment on a news item or a commentary about something financial in nature.

But I enjoy writing in general about other things in my life, money-saving ideas […]

More money in the mail

We use the same carrier for our homeowners and auto insurance policies — and they keep sending us money! Well, it was our money to begin with, but still.

The first check was the difference between our premium in our previous town of residence and our current one. About $80. The current one has a […]

Budgets — yes or no?

A lot of people in the PF world swear by budgets. They carefully track everything, alloting this percentage for an emergency fund, this much for food and groceries. Some people really need a budget tool to stay on top of their finances.

Me, I tend to keep all of those numbers in my head — […]

My latest project: Chair upholstery

I’ve had my grandmother’s old swivel/rocking chair at my father’s house for years. It was a product of the 70s, with its orange velour material. After more than three decades, it’s still in good shape, but needed a makeover, don’t you think?

With a staple gun, some material and a needle and thread, I transformed it […]

How do friends influence your spending habits?

Great post over at Get Rich Slowly today from one of their guest writers, Neal Frankle: Peer Pressure and Money: Do You Spend Differently with Friends?

It definitely made me think about my spending habits when I’m out with friends. For the most part, I don’t tend to spend more. If my best friend and […]

Fruit salad success

I made a fruit salad for the baby shower I attended yesterday. I’ve never done the whole carve-a-watermelon thing before. If I had more time, I would have scalloped the edges! Take a looksee:

Meanwhile, the kitten, Misfit has been a bit of a terror lately. He loves to sleep on the floor next to our […]

Progress in the kitchen

Another exciting Friday night in the Rainy-Day Saver household. I just removed the rest of the ugly orange floral wallpaper in the kitchen, the portion that was left about the cabinets.

Here’s what a piece of the old wallpaper looked like:

And here’s one of the walls, covered in glue:

I just used a solution of hot water […]

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