One Down, One to Go

Made the final “big” payment on Credit Card #1 — $700. That sucker is DONE. No more paying interest to you, Capital One. I’m not dealing with your crap when your rate increases from 10.9% to 17.9% in a few months, even though I have a credit score over 800.

Nuh-uh. You are HISTORY.

Well, except for the two monthly charges that will stay on it — the $9 for our newspaper delivery, and the $15 for Mr. Saver’s Netflix subscription. I’m pretty sure we can handle paying the $24 bill in full every month.

That leaves us with $2,500 on Credit Card #2, which will be knocked out by the end of April, with help from our tax refund. I am impatiently waiting for our W-2s and 1099s, which I’m sure won’t be mailed until January 31, with our luck.

I know a lot of you out there are working on your consumer debt, too. Keep at it!

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