A good friend of mine recently told me she felt guilty for spending money on a cute pair of shoes to go with a dress she was wearing to a wedding. She showed them to me — they’re the kind of heels that you can wear with anything!
My friend is not in debt. She’s someone who is so responsible with her money that when it comes to spending it, she freaks out about whether she’s doing the right thing. And I’ll admit, I tend to get the same way about my purchases.
It’s in my nature to save money in places where I can’t bear to spend it — groceries, clothes, manicures. Haircuts and manis? I’ll skip them here and there. I don’t totally skimp out when I go food or clothes shopping, but I always make sure I have coupons that coincide with a sale.
The few times I do buy something off-sale, like a purse, I get that twinge of guilt.
But I will spend it in other places. Sushi? Absolutely. A vacation here and there? Sure thing — although the initial outlay to book it always gives me chills.
Right now, I can’t bear to think about putting out the money for new kitchen countertops and the backsplash, even though we desperately need a new one (cracked white formica, anyone?). I really want a nice patio area for our yard, since there’s nowhere to put a table and chairs besides on the grass. But I get paralyzed with fear when it comes to spending on major purchases.
We work hard for our money. I work a number of side gigs to keep extra income flowing in, and that money allows us to splurge once in a while. I think that’s something we all should keep in mind.