Personal Finance Quirks

Superstitions, quirks, obsessive-compulsive traits. We all have them — right?

Especially when it comes to money.

View some of my dad’s handiwork to the left. One of his personal finance quirks has to do with coins. His kitchen table (which he uses as a desk) has stacks of coins on it. Once the stacks are completed, he’ll roll up the change in coin wrappers. Seems innocent enough.

Except that there is a method to his madness. Each column that is “complete” (a stack of 10 coins) must be topped with a coin of that denomination that has the “heads” side facing up. Incomplete stacks are topped with coins with the “tails” side up. (See the photo for examples).

I will pick up loose change (even much-maligned pennies) whenever I see it on the ground. Anywhere. Outside, in the bathroom (to be followed by a thorough hand-washing and dollop of hand sanitizer, of course). My husband alternates between laughing at my folly and telling me I’m a cheapskate.

My most neurotic personal finance quirk is that I absolutely have to use a BLUE-INK PEN to write out checks and record entries in my checkbook register. I have no clue why, but it’s become some sort of superstition I must follow.

Are there any personal finance-related quirks or superstitions that you follow? Share them in the comments section!

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