Comments on: How to Build Up Credit When You Don’t Have Credit History http://www.rainydaysaver.net/2010/09/build-credit-credit-history.html Making change one penny at a time Mon, 31 Oct 2011 10:32:38 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Andrewhttp://www.rainydaysaver.net/2010/09/build-credit-credit-history.html#comment-9658 Andrew Fri, 10 Sep 2010 05:26:46 +0000 http://www.rainydaysaver.net/?p=1199#comment-9658 So frustrating how cryptic the whole credit history and credit score is. The one thing I've learned related to credit scores for once you DO start getting credit cards is that, if you have a credit card and don't have some crazy annual fee, don't close it even if you don't use it. Multiple credit cards is great for your credit score since you have more credit available. This will help you build your score. Just don't get lose in your credit cards and forget to pay them off! So frustrating how cryptic the whole credit history and credit score is. The one thing I’ve learned related to credit scores for once you DO start getting credit cards is that, if you have a credit card and don’t have some crazy annual fee, don’t close it even if you don’t use it. Multiple credit cards is great for your credit score since you have more credit available. This will help you build your score. Just don’t get lose in your credit cards and forget to pay them off!

]]> By: Nicolehttp://www.rainydaysaver.net/2010/09/build-credit-credit-history.html#comment-9487 Nicole Wed, 08 Sep 2010 15:58:52 +0000 http://www.rainydaysaver.net/?p=1199#comment-9487 @Lindsay: I made a typo on the bold part -- should be credit report, not score. The information afterward pertains to the report. Unsure about the underwriter bit. @Lindsay: I made a typo on the bold part — should be credit report, not score. The information afterward pertains to the report. Unsure about the underwriter bit.

]]> By: Lindsayhttp://www.rainydaysaver.net/2010/09/build-credit-credit-history.html#comment-9453 Lindsay Wed, 08 Sep 2010 12:04:11 +0000 http://www.rainydaysaver.net/?p=1199#comment-9453 Can't you have a personal interview with an underwriter if you have a good payment history--rent, utilities, and a lot in savings and no debt, but no credit history? Also, about checking your credit score: you don't get a free credit score from AnnualCreditReport.com do you? I've only ever gotten free credit reports. Can’t you have a personal interview with an underwriter if you have a good payment history–rent, utilities, and a lot in savings and no debt, but no credit history?

Also, about checking your credit score: you don’t get a free credit score from AnnualCreditReport.com do you? I’ve only ever gotten free credit reports.

]]> By: Foresthttp://www.rainydaysaver.net/2010/09/build-credit-credit-history.html#comment-9448 Forest Wed, 08 Sep 2010 11:29:29 +0000 http://www.rainydaysaver.net/?p=1199#comment-9448 It's funny how much you have to play the system to get it back up! Some great tips here. I plan to never use credit again so I have no idea what will happen to my credit score! Could cause me problems renting and things in future! It’s funny how much you have to play the system to get it back up! Some great tips here.

I plan to never use credit again so I have no idea what will happen to my credit score! Could cause me problems renting and things in future!

]]> By: Tweets that mention How to Build Up Credit When You Don’t Have Credit History « Rainy-Day Saver -- Topsy.comhttp://www.rainydaysaver.net/2010/09/build-credit-credit-history.html#comment-9401 Tweets that mention How to Build Up Credit When You Don’t Have Credit History « Rainy-Day Saver -- Topsy.com Wed, 08 Sep 2010 00:57:13 +0000 http://www.rainydaysaver.net/?p=1199#comment-9401 [...] This post was mentioned on Twitter by Nicole Canfora Lupo, Team DINKS. Team DINKS said: You gotta start somewhere! -> RT @RainyDaySaver How to Build Up Credit When You Don't Have Credit History http://bit.ly/bKdHX1 [...] [...] This post was mentioned on Twitter by Nicole Canfora Lupo, Team DINKS. Team DINKS said: You gotta start somewhere! -> RT @RainyDaySaver How to Build Up Credit When You Don't Have Credit History http://bit.ly/bKdHX1 [...]

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