Kindle 3 vs. Nook Color: Yes, I Want an E-Reader

For someone who likes to think she doesn’t need a lot of material things, I sure like my gadgets. The past few Christmases, I’ve been lucky enough to receive a Nintendo DS, digital camera and a video iPod. While to many people, these aren’t exactly state-of-the-art electronics anymore — more a part of everyday life […]

Thankful for Financial Blessings

Image via Wikimedia Commons

Thanksgiving is tomorrow, and while most of us will be feasting on turkey, stuffing and cranberry sauce, there are many out there who aren’t as fortunate. Some have nowhere to go, while others head to Thanksgiving dinners hosted by food pantries and nonprofit organizations. A friend of mine has become a […]

Why Co-Signing for a Loan Isn't a Good Idea

It’s invariably happened to you or someone you know: Someone asks you to co-sign on a loan for them, whether it’s a car loan or a mortgage (but more often than not, it seems to be a car loan).

It begs the question: Should you co-sign on a loan? Ever?

The folks who will actually have the […]

When to Refinance Your Mortgage

Mortgage rates continue to be at record lows — as of this writing, the average interest rate on a 30-year fixed home mortgage is 4.26% — so many homeowners are probably thinking about refinancing their home mortgages. Is it worth it? Sure, you’ll see an immediate savings on your monthly mortgage payment, but you have […]

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