For someone who likes to think she doesn’t need a lot of material things, I sure like my gadgets. The past few Christmases, I’ve been lucky enough to receive a Nintendo DS, digital camera and a video iPod. While to many people, these aren’t exactly state-of-the-art electronics anymore — more a part of everyday life [...]
Image via Wikimedia Commons
Thanksgiving is tomorrow, and while most of us will be feasting on turkey, stuffing and cranberry sauce, there are many out there who aren’t as fortunate. Some have nowhere to go, while others head to Thanksgiving dinners hosted by food pantries and nonprofit organizations. A friend of mine has become a [...]
It’s invariably happened to you or someone you know: Someone asks you to co-sign on a loan for them, whether it’s a car loan or a mortgage (but more often than not, it seems to be a car loan).
It begs the question: Should you co-sign on a loan? Ever?
The folks who will actually have the [...]
Mortgage rates continue to be at record lows — as of this writing, the average interest rate on a 30-year fixed home mortgage is 4.26% — so many homeowners are probably thinking about refinancing their home mortgages. Is it worth it? Sure, you’ll see an immediate savings on your monthly mortgage payment, but you have [...]