Understanding Your Explanation of Benefits

It can be confusing to understand your Explanation of Benefits (EOB) paperwork when it comes from your health insurer after a medical visit. I know it took me a while to understand mine, especially after this year, when I received a LOT of them in response to my numerous doctor’s visits. An EOB is not […]

Cut Down on Heating Bills With These Tips

In the summer, homeowners and renters who pay their own utility (gas & electric) bills do their damnedest to keep down their electrical costs by running the air conditioning less often. While I’m guilty of keeping the air conditioning off as much as I can, instead of just sitting there, sweltering, I’ve taken other steps […]

Adjusting to a New Mortgage Payment

When you buy your first house, there are many expenses to consider when making your budget: fluctuating utility bills and emergency repairs are likely the first things you think of. But something I haven’t considered since we bought our home last year is the increase in the escrow portion of our mortgage due to increasing […]

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