I remember the good old days when not only did I get tons of credit card balance transfer offers with 0% or 1.9% percent interest rates, but there was no balance transfer fee, either! Now I’m seeing few reduced-interest-rate offers, and most will cost consumers 3%, 4% or even 5% in [...]
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While some people have too many of those plastic devils — better known as credit cards — at their disposal, there are others who don’t have any. And because of their lack of credit history, their credit scores aren’t as high as they’d like, which causes them to be denied major credit cards, auto loans or [...] Mr. Saver and I have just returned from our vacation, and while we had a great time with our family and friends, we were very happy to be back home in familiar surroundings (and with our two kitties). I came home to a stack of mail. Wedged between the bills and the junk mail was an [...] Flexo of Consumerism Commentary retweeted a story from a local ABC affiliate website that made my jaw hit the floor. In order to purchase an Apple iPad, you CANNOT pay in cash. Are you kidding me? A disabled woman in Palo Alto, Calif., had saved up her money to buy an iPad, which is small and mobile and [...] Well, I did it. Paid off the last of our original credit card debt, in two major installments in the past two months. Payment goes out on Friday. That just leaves us with $1000 on the other card (the one we first paid off in February) for our upcoming vacation at the end of June. [...] First, estate planning — now, we’re moving on to what happens to debt when you die. The question was asked by Ally from Tales of a Fourth Grade Nothing in the comments section, and I realized that I couldn’t give her an answer without doing some research. So here’s what I’ve learned. It Depends on Who’s Listed [...] Have you or someone you know had their identity stolen? All it takes is tossing one credit card offer in the trash. I know someone whose mom used to get the mail, take out the “real” mail, and throw out the junk. And that junk included credit card offers. She wouldn’t rip them up or shred [...] |    | ||||
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