Why Co-Signing for a Loan Isn't a Good Idea

It’s invariably happened to you or someone you know: Someone asks you to co-sign on a loan for them, whether it’s a car loan or a mortgage (but more often than not, it seems to be a car loan).

It begs the question: Should you co-sign on a loan? Ever?

The folks who will actually have the […]

Balance Transfer Fees Increasing

I remember the good old days when not only did I get tons of credit card balance transfer offers with 0% or 1.9% percent interest rates, but there was no balance transfer fee, either! Now I’m seeing few reduced-interest-rate offers, and most will cost consumers 3%, 4% or even 5% in […]

How to Build Up Credit When You Don't Have Credit History

While some people have too many of those plastic devils — better known as credit cards — at their disposal, there are others who don’t have any.¬†And because of their lack of credit history, their credit scores aren’t as high as they’d like, which causes them to be denied major credit cards, auto loans or […]

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