It’s invariably happened to you or someone you know: Someone asks you to co-sign on a loan for them, whether it’s a car loan or a mortgage (but more often than not, it seems to be a car loan).
It begs the question: Should you co-sign on a loan? Ever?
The folks who will actually have the [...]
I remember the good old days when not only did I get tons of credit card balance transfer offers with 0% or 1.9% percent interest rates, but there was no balance transfer fee, either! Now I’m seeing few reduced-interest-rate offers, and most will cost consumers 3%, 4% or even 5% in [...]
While some people have too many of those plastic devils — better known as credit cards — at their disposal, there are others who don’t have any. And because of their lack of credit history, their credit scores aren’t as high as they’d like, which causes them to be denied major credit cards, auto loans or [...]